Car loans

Car loans

DON’T PUT YOUR LIFE ON HOLD. GET BEHIND THE WHEEL TODAY.

Choose your car — we’ll take care of the financing.

With a Keremet Bank auto loan, you can purchase a vehicle for a convenient loan term, with a loan amount of up to KGS 5,000,000 and an interest rate starting from 19% per annum.

Advantages: 

  • Fast processing and disbursement of funds
  • Affordable interest rates: 19–21% per annum
  • Low down payment: from 10% of the vehicle price
  • Guarantor required for loan amounts exceeding KGS 2,500,000 

Who is eligible for the loan?

Individuals aged 20 to 70 years at the time of full loan repayment, provided they have verified income:

  • from entrepreneurial activities conducted continuously for at least 6 months;
  • from salary income received continuously for at least 3 months prior to submitting the loan application.

Loan Currency

KGS

Interest Rate**

From 19% per annum

Loan Amount

From KGS 250,000 to KGS 5,000,000

Interest Rate and Down Payment

The interest rate depends on the loan amount:

Up to KGS 1,000,000

Down payment — from 10% to 20% of the vehicle value

Interest rate — 21% per annum

 

From KGS 1,000,001 to KGS 2,500,000

Down payment — from 20% to 30% of the vehicle value

Interest rate — 20% per annum

 

From KGS 2,500,001 to KGS 5,000,000

Down payment — from 30% of the vehicle value

Interest rate — 19% per annum

Loan Term

From 3 to 60 months

Purpose of the Loan

The loan is provided for the purchase of a motor vehicle.

Collateral

The vehicle being purchased or real estate may serve as collateral, depending on the loan amount and financing terms.

Loan Repayment Terms

Repayment is made in monthly annuity payments.

 

** The Annual Percentage Rate (APR) is calculated individually for each loan.

For inquiries regarding mortgage lending, you may contact any branch of the Bank or the Contact Center by phone: +996 (312) 55 44 44, +996 (557) 55 44 44.


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